Repaying Your Loans

Once you graduate, leave school, or fall below half time enrollment, you will need to complete  and have to start repaying your loans.

You are obligated to repay any federal student loans that have not been repaid and are not in deferment or forbearance.  On the  website, you can log in using your StudentAid.gov username and password to:

  • Complete Exit Counseling
  • Review information about repayment options
  • Update your profile with current contact information
  • Ensure that your loans are in good standing
  • Access your total federal student loan history
  • Access your loan servicers

How do I contact the Direct Loan Program?

  • Student Loan Support Center: The Student Loan Support Center may be reached by phone 1-800-433-3243 or visit the Federal Student Aid .
  • StudentAid.gov Account:  A StudentAid.gov account is required in order for you to sign your Direct Loan MPN.  The account is a username and password that gives you access to Federal Student Aid’s online systems including the Free Application for Federal Student Aid (FAFSA) and can serve as your legal signature for the Direct Loans process.  The account can be created here:.
  • : A Federal Direct Loan MPN is required of all new and current borrowers.
  • : Federal Direct Loan Entrance Counseling is required for all new and returning borrowers.
  • : Online account and billing information.

For a complete listing of your school's loan volume, please visit


University of Ãå±±½ûµØ at Springfield (00933300)

Three-year Official Cohort Default Rate Information

A school’s cohort default rate is the percentage of a school’s borrowers who enter repayment on certain Federal Family Education Loans (FFELs) and/or William D. Ford Federal Direct Loans (Direct Loans) during that fiscal year and default (or meet the other specified condition) within the cohort default period.

Cohort FISCAL YearBorrowers in DefaultBorrowers Entering RepaymentOfficial Default rate
2019109931%
20184210553.9%
20175710315.5%
For more information, please visit the FSA